228 loan Things To Know Before You Buy
228 loan Things To Know Before You Buy
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A financial institution may specify choice weights for averaging take a look at performance throughout evaluation areas or other geographic regions. These different weights needs to be depending on the lender's ability and Local community demands and options in distinct geographic places.
A bank ought to make available to the public for inspection, upon ask for and at no cost, the information expected With this segment as follows:
네이버 블로그는 개인 블로그부터 기업 블로그까지 다양한 정보를 제공합니다. 관심 있는 분야의 블로그를 구독하면 유용한 정보를 얻을 수 있습니다.
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
For a small financial institution evaluated under the Compact Bank Lending Exam, the Board prices the lender's effectiveness below this section as delivered in appendix E to this element.
A lender issue to knowledge reporting demands pursuant to § 228.42 need to involve in its public file a published discover that the CRA Disclosure Statement pertaining to your lender, its operations subsidiaries, and its other affiliates, if applicable, can be attained around the FFIEC's Internet site at:
A lender will have to make accessible to the general public for inspection, upon request and for free of charge, the knowledge essential With this section as follows:
(three) A small enterprise loan or smaller farm loan is located while in the census tract where the key business enterprise facility or farm is located or in which the borrower will normally implement the loan proceeds, as indicated through the borrower.
In assigning Retail Lending Exam conclusions for a State pursuant to § 228.22(h), the Board doesn't take into consideration a lender's activities to get in the State if those functions happen inside of a retail lending evaluation location consisting of counties in multiple State.
구글이나 빙 등 다른 검색 엔진을 사용하고 있다면, 검색창에 "네이버"를 입력하고 검색하면 네이버 홈페이지를 바로 찾아볼 수 있습니다.
Through the interval when the bank is formally soliciting community touch upon its Original draft strategy, the bank have to make copies 228 loan of the initial draft program accessible for evaluate at no cost in any respect offices in the financial institution in any facility-based mostly assessment spot protected because of the approach and supply copies of your Original draft system on request for an affordable payment to go over copying and mailing, if applicable.
A lender which has been authorised to generally be evaluated under a strategic plan should incorporate in its community file a duplicate of that program although it really is in result. A financial institution need not incorporate data submitted on the Board on the confidential foundation along side the program.
A lender should keep a general public file, in either paper or digital format, that includes the next info:
A big bank ought to acquire and preserve in Digital type, as prescribed by the Board, right until completion on the bank's upcoming CRA examination wherein the information are evaluated, the subsequent knowledge with regard to retail banking companies and retail banking goods available and provided by the financial institution throughout Just about every calendar year: